Upgrade and Save With VA EEM
Add energy-saving improvements to your VA loan for lower bills and higher home value.
What Is a VA Energy Efficient Loan?
A VA Energy Efficient Mortgage is an add-on to your VA loan that allows you to roll the cost of approved energy-saving improvements into your home financing. Instead of paying out-of-pocket, you can include the cost of upgrades in your VA purchase or refinance loan.
Eligible Energy-Efficient Improvements
Some common upgrades covered include:
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Heating and cooling systems (HVAC upgrades)
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Solar panels or solar water heaters
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Thermal windows and doors
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Insulation (attic, wall, floor, crawl space)
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Heat pumps
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Weather-stripping and caulking
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Energy-efficient lighting and appliances
Why Choose a VA Energy Efficient Loan?
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Lower monthly bills – Save money every month on energy costs.
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No extra cash up front – Finance upgrades directly into your VA loan.
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Increase home value – Energy-efficient homes are more attractive to buyers.
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Eco-friendly living – Reduce your carbon footprint while enjoying a more comfortable home.
